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Buying a home is a significant financial decision, involving various mortgage solutions such as conventional home loans, FHA loans, and VA loans. Proper planning is crucial whether you're...

Refinancing a mortgage can be a strategic move for homeowners looking to enhance their financial situation. Whether you're aiming to lower your monthly payments or access home equity, refinancing...

Purchasing your own property is a substantial life milestone, and one that involves many steps and significant financial responsibilities. There are a number of steps to consider before you become...

If you are a first time homebuyer or if you are looking to relocate and buy a new property, it can often be overwhelming when determining what type of home to buy because of the wide variety of...

Becoming a homeowner is one of the most impactful purchases that you will likely make in your lifetime, and one of the biggest challenges for a potential homeowner is getting the right type of...

Do you have your heart set on buying a home, but have concerns that your student loans may be impeding your ability to make that dream become a reality? Even though having student loan debt can...

Using A Homestyle Loan To Buy A PropertyDo you currently own your own home that needs some renovation, or are you interested in buying a property that is in need of repair? Fortunately, if you need...

How To Understand Your Credit ScoreYour credit rating tracks your financial behavior and demonstrates your ability to pay back borrowed money. It will also be a significant component to determining...

What Are The Potential Hidden Costs When Buying A Home?Have you made the important decision to stop renting and purchase your own property? Becoming a homeowner is a serious and exciting milestone,...

Reverse mortgages are a unique type of financing option that offer older homeowners the opportunity to convert their home equity into cash while still being able to live on the property. As with...

Purchasing a property can be a major way to substantially boost your financial security because as you start to make monthly mortgage payments, your home begins to build equity and becomes an...

Get The Most Out Of Your Business With An SBA LoanIf you are a business owner and interested in making improvements to your company or buying or renovating a commercial property, there is an...

The First Step To Getting A VA Loan: Certificate Of EligibilityA VA loan is a mortgage that assists military service members or veterans in becoming a homeowner. There are certain steps that must...

People commonly acquire debt by buying services and goods on credit and paying for it at a later date with credit cards, a personal loan, or a mortgage. In the United States, consumer debt is...

Understanding Debt Service Coverage Ratio In Real EstateInvesting in a real estate property and either reselling it or renting it out for a profit can potentially be a highly lucrative way to...

Understanding A Home Equity Conversion MortgageIf you are a homeowner and nearing the age of retirement, and looking for a way to supplement your income, you may want to consider applying for a...

Refinancing A Commercial LoanAre you a small business owner or do you currently own a commercial property, and interested in obtaining a more favorable rate or term on your mortgage? One refinance...

Tips To Getting Approved For A Home LoanBecoming a homeowner is a huge milestone and is an extremely exciting venture, however, this purchase is significantly expensive. Fortunately, if you are...

Moving to a new area and relocating to a new property can be exciting, however, it can also be an expensive venture. Fortunately, there are steps you can take to help save money during the moving...

Do you currently own your own home, and are you looking for a source of additional income? There are certain loan options available that can allow you to access your home equity in exchange for...

Amplify Your Finances With A Cash-Out RefinanceIf you currently own your own home and your property has accumulated a solid amount of equity, you could potentially turn that value into supplemental...

Boost Your Business With A Commercial LoanDo you own and operate your own small business? If you have been thinking about enhancing your company by renovating your current operating space or...

Understanding Your Conventional Home Loan OptionsAre you ready to become a homeowner and weighing your financing options to determine the mortgage that will be the best deal for your situation?...

Buying A Property With A Portfolio LoanAre you ready to buy a property, but concerned that you might not be able to meet the eligibility requirements of a traditional mortgage or concerned that the...

The recent hurricanes this season served as a stark reminder that as a Florida homeowner, you want to make sure that your property is fully protected in the event that any accidents or natural...

Are you ready to become a homeowner, but concerned that you won’t be able to afford it due to owing money on your student loans? Even though having debts from student loans can greatly impact your...

Ensuring Your Home Is Protected With Homeowners InsuranceAre you someone new to buying a property, and have questions about homeowners insurance requirements and if you even need to purchase a...

Becoming a homeowner is an exciting venture, and the last step in this busy process is closing on the home. Once all the necessary paperwork is completed and the closing costs have been paid, you...

Are you ready to buy a home and trying to determine a financial plan to afford it? More than likely, you will be required to finance the purchase with a mortgage. To obtain a loan, mortgage...

Understanding The Types Of Documentation You Will Need When Buying A HomeHave you decided that you are ready to become a homeowner, and wondering what kind of paperwork you will need to gather in...

Understanding Fixed Rate Mortgages When Buying A HomeWhen you buy a property, the kind of interest rate that you select will be an important factor to consider when deciding on a mortgage type, and...

Buying your first home is a significant milestone, and although it is exciting, it can sometimes seem very overwhelming because of the many different factors involved. Since purchasing a property...

Using A Bridge Loan To Buy A PropertyAre you a homeowner who has been thinking about selling your home and buying an upgraded home with the money from that sale? Although this is an exciting...

It’s no secret there are many different types of costs associated with purchasing a property, and sometimes it can get complicated to fully understand the required costs when determining your...

Purchasing A Property With A Conventional LoanAre you ready to buy a property and become a homeowner, and evaluating the kind of mortgage that will work best for your financial situation? A...

Understanding The Final Step To Buying A HomeWhen purchasing a property, there are several steps you need to take in order to finalize the transaction, and the final step, known as escrow, can...

Tips For Saving For A Down PaymentAre you tired of renting and ready to take the steps to buy your own home? Shopping for your dream home and saving up enough funds for the down payment is a...

Exploring Investment Property OpportunitiesThere can be numerous benefits to owning an investment property and there is potential for it to be a significant source of supplemental income. Buying a...

Reaching Your Financial Goals With A Mortgage RefinanceAre you a current property owner who is interested in refinancing your home loan in order to help improve your financial situation? A mortgage...

How Does Credit Score Affect Mortgage Rates?When buying a property, the interest rate of your mortgage will impact the total price that you’ll pay throughout the duration of your loan. A borrower’s...

How To Better Understand The Final Step In Purchasing A PropertyThere are many steps you need to take in order to purchase a home, and the final step in the process is paying closing costs, which...

Buying A Property With A Portfolio LoanAre you interested in buying a home, but apprehensive to apply for a mortgage because you may not be able to adequately meet standard loan eligibility...

Determining A Home’s Value With An AppraisalAre you interested in buying a property, selling a home, or refinancing an existing mortgage? One necessary step in any of these situations involves...

Boosting Your Income With An Investment Property LoanHave you been thinking about buying a property with the intention of renting it out or selling it for a profit? An investment property loan,...

Are you someone that is self-employed, or have an untraditional form of income and interested in purchasing a property, and concerned about qualifying for a mortgage because of your inability to...

Have you been contemplating buying a property with the intention of either reselling it, or renting it out as a profit, and want to know what your financing options are? When you invest in real...

Get Better Rates And TermsIf you are an older, retired homeowner interested in paying off your existing mortgage as well as obtaining some additional income, there is a unique loan opportunity...

Get Better Rates And Terms By Refinancing A VA LoanAre you a current homeowner who purchased your property with a VA loan, and interested in paying less for your monthly mortgage payments and...

Loan Options For Consolidating DebtConsumer debt accrues when people purchase goods and services on credit and pay for it later with credit cards, loans, and mortgages. Consumer debt is at an all...

Non-QM Loans: Frequently Asked QuestionsA non-QM loan, or non-qualified mortgage, is one option that can help a potential borrower become a homeowner, particularly if they earn their income in a...

Are you a United States veteran or someone that is currently serving our nation in the military and interested in becoming a homeowner? The United States Department of Veterans Affairs, (or VA),...

Have you been interested in purchasing a property that perhaps comes with a higher price tag, and curious about the types of financing that are available for you to meet that goal?If your ideal...

Are you interested in purchasing a home, but perhaps concerned that you may be unable to qualify for a loan because you have an untraditional source of income? Non-QM loans are intended to help...

If you are a homeowner of senior citizen age interested in acquiring some supplemental income or buying a new property, you might be able to utilize your current home’s equity to help you finance a...

Check out the article in the sponsored section of Sun Sentinel!  Debunking 5 misconceptions about reverse mortgages:https://www.sun-sentinel.com/sponsor-content-article/?prx_t=o44IAs8dgA50QQA...

Does your phone light up with dozens of calls from unknown caller every day?In this day and age where spam calls, robo dialing, and “I have been trying to reach you about your extended warranty,”...

For most people, a home is the biggest purchase they will ever make. When you buy a home, and get a mortgage, you are signing a 30-year contract involving hundreds of thousands of dollars. That’s...

One of the Biggest Paradoxes You’ll Ever See for Mortgage Rates No, this isn’t one of those click-bait headlines that promise to share “one weird trick” or proclaim “you’ll never believe what...

All eyes were on the big jobs report this week. Traders were anxious to see if it would be strong enough to accelerate the timeline for key policy changes that would greatly impact rates.The bond...

But Housing has a Bigger Problem Inflation is bad for interest rates and it’s at the highest levels in decades. But the housing market has a far bigger problem.Actually, it’s not hard for a problem...

In the past 2 weeks, there’s been big news about inflation and seemingly big news about Fed policy. Both are threats to low interest rates, but not just yet, apparently. So, what’s the worry?After...

Rates Remain Resilient The 70’s and 80’s brought unforgettable economic lessons about inflation. Since then, certain market participants have been watching inflation like hawks, even when they didn...

…But Not Like You’d ExpectOnce a month, the government releases the Employment Situation, also known as “the jobs report.” No other piece of economic data is as consistently relevant for the bond...

This week’s 6.4% reading on Q1 GDP reinforced the notion of a strong economic recovery. In turn, the recovery helps to justify the sharp move higher in rates seen during the same 3 months. Rates...

15-Year High For New Home Sales, But Prices Are Flat. Here’s Why: Published April 26, 2021This week’s New Home Sales report (for the month of March) stole the show, coming in over 1 million for the...

The bond market has been pointing toward higher rates since last August. Mortgage rates were able to defy that trend at first, but finally began spiking in the new year. February and March were...

2021 hasn’t been a great year for mortgage rates–at least not as far as their trajectory is concerned. But that could be changing. Even if things don’t get any better from here, the past 3 weeks...

The housing market is heating and cooling at the same time, depending on the data in question. Who’s telling the truth? Actually, maybe everyone…According to home price appreciation, the market is...

Will It Last? What’s The Impact On Housing? The biggest story for the mortgage and housing market so far in 2021 has been the big spike in mortgage rates. It has been more abrupt and covered more...

– Especially for Investment and Second Home Loans Most of this week’s mortgage rate coverage focused on a fairly gentle increase of 3.05 to 3.09 for the average 30yr fixed. That number comes from...

… Big Drama For Investment Property Homes Rising rate headlines are nothing new, but there was a bit of a double whammy this week… or triple, depending on your point of view.Whammy 1: Highest Rates...

When Will They Stop? Interest rates can’t seem to catch a break. February was one of only a handful of months in the past 2 decades that resulted in a 0.50% mortgage rate spike. Despite hopes to...

… But There’s Hope (Hopefully) Rising rates have been on the menu for months, but the drama kicked into a higher gear this week.Maybe you heard about this? We’ve certainly been discussing it in...

Time To Wake Up To The New Mortgage Reality Published February 22, 2021There’s no precedent for the winning streak enjoyed by mortgage rates in the 2nd half of 2020. We’ve never seen so many new...

Volatility has returned to the mortgage market in grand fashion this week with many lenders quoting rates that are as much as a quarter of a point higher than they were last week. That means if...

When Will the Mortgage Market Actually Care About Rising Rates? There’s an obvious trend toward higher rates as far as Treasury yields are concerned. This goes all the way back to August....

Rates Under Pressure, Despite Weak Jobs Report Newsletter Published February 5, 2021Economic data is traditionally one of the key contributors to interest rate movement. Of the regularly-scheduled...

Rising Rate Risks ReturningJanuary 29, 2021 NewsletterAfter spiking in early January, interest rates returned to near-all-time-low levels by the middle of the week. By the end, however, the market...

More Stellar Housing Numbers. How Long Can They Last?January 22, 2021 NewsletterWhile it wasn’t quite the biggest surprise of 2020, the strength of the housing market was one of the best. The just...