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Non Warrantable Condominium

Non-Warrantable Condo Lending Leaders

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Non-Warrantable Condo Specialists

Having trouble financing a non-warrantable condo mortgage? CTC is an experienced lender offering flexible non-warrantable condo mortgage loans in Palm Beach, Florida.

In Florida or anywhere else it can be difficult to find a non-warrantable mortgage lender since non-warrantable condos are not eligible to be sold to Freddie Mac and Fannie Mae given they do not meet standard requirements, and are considered more risky investments. And even if you’re able find an experienced and willing lender, their compensating interest and down payment requirements may be so inflated that you cannot afford the loan altogether.

  • CTC offers flexible non-warrantable condo loan terms for our borrowers:
  • Get a 30 year adjustable-rate mortgage, with fixed rates for 3, 5 or 7 years.
  • Make a down payment of as little as 20%. This is for non-warrantable condo purchases, refinancing or cash-outs.
  • Pay off your loan as quickly as you like since CTC does not charge pre-payment penalties.
  • Qualified foreign national borrowers can also take advantage of our financing program.
  • Your non-warrantable condo is eligible even if it’s an investment property.

Right now the condo purchase market in Palm Beach, South Beach, Miami and Panama City is on the upswing, and several of the condos are Fannie and Freddie ineligible. Discuss financing for your Florida non-warrantable condo with CTC and we’ll work around your needs and budget.

CTC also offers financing for condotel condo hotels. We lend in the entire state of Florida, as well as Georgia and South Carolina. Contact us or get an online mortgage Quick Quote above for more information about our terms and service, and start getting cleared to close.

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Get Your FREE Customized Mortgage Quote Today!

    Our secure online portal and "doc-less" technology will ensure a positive experience from start to finish. Fill out the form on this page, or give us a call, and a licensed Non-Warrantable Condo Specialist will guide you through the process!

Why CTC Mortgage?

  • Experience - Our team has been originating mortgages in Palm Beach County for over 10 years.
  • Pricing - we offer the best rates on the market, often even better than the big banks
  • Customer Service - Get the one on one attention you deserve! As a local company, we will work with you face to face, and explain the process every step of the way.
  • 5-Star Google Rating - See what our customers are saying! See our reviews

When you’re ready, or if you’re unsure of your Non-Warrantable Condo financing options, we invite you to get Pre-Qualified online or Contact Us so we can get you Cleared To Close




Phone: (561) 983-6413
Email: info@ctcmortgage.net

Address: 1475 Centrepark Blvd. Suite 301
West Palm Beach, FL 33401