North Carolina Branch

CTC Mortgage is your one stop shop for all your home financing needs. We offer home loans in North Carolina for both purchase and refinancing. Getting started is easy, simply contact us via telephone or fill out the "Apply Now" form to speak to a Branch Manager and find out what your best North Carolina mortgage rate and loan program that is customized for your financial needs. The North Carolina branch is located in Charlotte, but we are proud to service the entire state.

Home Purchase

Have you been looking into purchasing your own home? Whether you have done it before or are a first time home buyer, getting a home loan in North Carolina requires a professional to guide you through the process. CTC Mortgage Company offers multiple home loan opportunities for home buyers.

Home Refinancing

We also offer many mortgage refinance opportunities to help you get a lower mortgage interest rate and monthly payments, pay your home off faster or get cash out of the equity in your home. Regardless of your reason to refinance, CTC Mortgage will provide you with the best mortgage rate possible for your unique situation.

Your Local Home Loan Experts

CTC Mortgage offers a team of experts to help you with your home financing needs in the states of Florida, Georgia, South Carolina and North Carolina. We understand that purchasing a home is one of the greatest financial decisions made in your lifetime, and whether you are seeking to buy or refinance we will help you every step of the way throughout the mortgage process. It’s easy to get started, simply fill out the “Apply Now” form above or call one of our mortgage loan offices to get all of your home financing options.

CTC will customize Your loan program:

Home Purchase Loans Available:

5% Down Payment (Conventional )
FHA (3.5% down – 580+ Credit Score)
VA (Veterans) 100% Financing
USDA (100% Financing)
Florida Jumbo Loans : 10% Down payment
Reverse Mortgage (Age 62+)
203K Rehab Mortgages
Construction To Permanent
Piggy Back 2nd Mortgages

Home Refinance Loans Available:

Lower Your Monthly Payment
Cut Years Off your Mortgage
FHA Streamline Refinance
VA Streamline Refinance
Home Improvement Loans
Reverse Mortgage: (Cash Out)
HARP Programs (Unlimited LTV)
Debt Consolidation
Self- Employed Programs
Cash Out Mortgage
Foreign Nationals: Primary/2nd Home/Investors